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Smart Mortgage Solutions for Today, Tomorrow, and Beyond!

50+
Lenders
85+
Products
500+
Satisfied Clients
14+
Years Helping Clients

First Time Home Buyers

Have you been waiting to buy a home for a long time now and are finally ready to do it? Find out more about how to achieve your property dream.

Cottage or Vacation Property

Did you know that you can buy a vacation property with as little as 5% down? Find out how to acquire a little slice of heaven to get away from it all.

Refinancing Your Home

Refinancing your mortgage can be an effective way to consolidate debt and improve your cash flow, obtain a better interest rate, free up equity in your house for important purchases, and much, much more.

Kevin McDonald, BBA

With over 13 years experience as a mortgage professional, Kevin is committed to finding his clients the right product, lender and rate that fits their personal needs, and help achieve their financial goals.

Home/Condo Purchase

Your first step should always be to understand the numbers. What you can be approved for is one thing, but what you can afford may be quite another. Knowing the difference between the two upfront can save you a lot of time and money down the road while still getting you into the home you want and love.

Spousal Buyout

Divorce doesn’t always mean you have to sell your house. Using a mortgage product designed specifically for this purpose, one spouse can buy out the other, without the need to sell.

Rental/Investment Properties

Investment properties can be a great way to generate wealth over time and have a tenant cover a large part of the financing costs as well. Financing solutions vary greatly from one lender to another in this very competitive market.

What My Clients Have to Say?

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Victoria Jarrett profile picture
Victoria Jarrett
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Kevin was amazing from start to finish. He went above and beyond. We had a stressful, last-minute mortgage situation and Kevin turned what could have been a nightmare into a smooth process. From day one he was attentive, proactive, and incredibly responsive — regularly going out of his way to solve problems, coordinate with all parties, and keep us informed. His expertise, dedication, and calm manner made all the difference. We’re very grateful for Kevin’s work and highly recommend him to anyone looking for a knowledgeable and committed mortgage agent.
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Patrick Lyons profile picture
Patrick Lyons
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My wife and I used Kevin to secure our mortgage for our first home and we were very pleased with the service. Kevin was attentive and informative, going to extra mile by taking time to meet with us after hours and on weekends when necessary. We always felt taken care of and knew Kevin was in our corner the whole time, getting the best rate available. We will be using Kevin again in the future.
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Jason Lachapelle profile picture
Jason Lachapelle
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Kevin has been amazing to work with. He secured an excellent mortgage rate for us and stayed in constant communication throughout the entire process. His guidance, responsiveness, and commitment made everything smooth and stress‑free. We truly appreciate his dedication and highly recommend Kevin for anyone looking for exceptional mortgage service.
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Karen Kelly profile picture
Karen Kelly
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We’re really grateful for the service we received from Kevin . He was always quick to respond to our questions and took the time to explain everything clearly. He went above and beyond by checking in with us often throughout the process of buying our first house. A smooth and positive experience all the way through.
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James Hiltz profile picture
James Hiltz
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Kevin was amazing and made things super easy. He was able to answer any question we had and kept us in the loop with everything that was going on i would recommend kevin to anyone great person to work with.
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Bronson Kudrick profile picture
Bronson Kudrick
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Kevin did a fantastic job getting our mortgage renewed. He is extremely quick at responding and sent updates regularly throughout the process. He also connected us with a great lawyer at Flett Beccario who is also excellent. Kevin is the highest rated broker in the area for a reason.
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Benoit Mercier profile picture
Benoit Mercier
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Kevin demonstrated great professionalism in searching a great term and interest rate for my mortgage renewal. He knows the business and the lenders that are out there. If you are in the Niagara Region and are searching for a mortgage, Kevin will work hard on you behalf to secure the best term and rates possible!
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Kris B. profile picture
Kris B.
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Kevin was absolutely brilliant! He explained/showed us everything we needed to know, and answered all our questions. We are feeling much more confident about our house owning prospects after meeting with Kevin!
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Kitty Griffith profile picture
Kitty Griffith
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Kevin has been taking care of our mortgage renewals for 10 years. He is very hard working, honest, and will do his utmost to get the best mortgage rate for you. We highly recommend him. He is quick, pays attention to detail, and is reachable all the time. Reach out to Kevin for your mortgage. You can't go wrong. Kitty & Les

Some of Our Lenders

Kevin McDonald

Mortgage Agent Level 2

Licence #M22003975

Connect With Me

Contact Me

905-932-2337

kevin@kevmortgages.com

402 Niagara St. Welland, ON L3C 1L2

Mortgage Outlet Brokerage #12628

Copyright Kevin McDonald 2026 – All Rights Reserved